For SMETraderFreelancersOnline businessesRestaurantGym
Manage your business
finances in WhatsApp
Generate invoices, accept payments, run payroll, and track expenses — all in one
chat. Xara makes business transactions simple.
Your Business Assistant
in One Chat
Manage payments, sales, customers , and day-to-day operations from one connected business system
Explore more ways to take your
business to the next level.
Your customers can reach you anywhere. Xara helps you keep up everywhere
Pay with Xara (API)
Add Xara to checkout and get all the benefits of Xara’s business and sales analysis
Upload Excel Sheet (Payroll)
Run payroll with a simple upload. Let Xara handle the rest.
Business Assistant
Add staff or team members to help run operations and manage sales.
Link Existing Business Account
Keep your existing business account. Link it to Xara to continue receiving payments.
Your Whole Business, managed in one place
Explore all features
Over Millions People are Using Xara
Discover PeopleResult After Using Xara
Frequently asked
Questions
Everything you need to know about the program,
eligibility, and how it works.
Xara for Business brings the same WhatsApp-native AI experience to merchants and businesses. Over 300 businesses already use it to accept payments, manage transactions, and interact with customers directly inside WhatsApp, no separate app, no new dashboard to learn.
Any business that wants to accept payments and manage money without forcing customers or staff onto a separate app: market vendors, service providers, salons, retail, and growing SMEs across Nigeria.
A Business account is set up specifically to receive payments from customers, track business spending separately from personal funds, and issue bulk payments to staff or suppliers.
No. You’ll need a valid CAC registration, a BN or RC number, to open a Xara for Business account.
Send “Hi Xara” on WhatsApp and select business account creation during onboarding, or reach out directly through usexara.ai for a guided setup. You’ll need standard business verification details to get set up.
Yes. Customers can send payments directly to your Xara business account the same way they'd send money to any contact, no card machine, no separate payment app required.
Yes. Xara operates under licensed financial infrastructure partners and follows Nigerian AML/KYC and data protection requirements, including NDPC, SCUML certificate ISO 270001 certified.
Lost Your Phone? Secure
Your Xara Instantly
If your device is stolen or compromised, don’t worry you can freeze your Xara account right from any WhatsApp device. We’ll pause all payment activity and guide you through recovery.